You know that dress you wore to the party tonight, the one that you pulled out of the closet with the tags on it from two years ago, and it fit you by the grace of God, as it was the only thing in your wardrobe which wasn't in the hamper?
Well, this is why it was chafing you.
Ann Taylor Loft, huh? Oooh, fancy. And you didn't even get it on sale? What an asshole. Let me guess, you probably pay people to burp in your face, don't you?