Well, folks, it seems that Wendy's is a stand up joint. Good to know! I always liked that Dave Thomas may he RIP. Anyway, this afternoon I received a return phone call regarding my query by a lovely woman named Michelle Lemmons from Wendy's corporate. That's the good news. The bad news is that our in-house actuary disagrees with her assumptions, but the case is not over. I'll give you more details on this tomorrow as I left my "copious" notes at work. Sit tight!